Instarem: Send & spend abroad

Send money abroad. Spend smart with amaze.

Join over 1 million customers who trust Instarem.
Founded in 2014 and part of Nium, Instarem is licensed and regulated in 11 jurisdictions. Send money to over 60 countries with a trusted money transfer service regulated by the Monetary Authority of Singapore (MAS). Spend smarter overseas with the amaze multi-currency travel card. Enjoy 0% FX markup and cashback on amaze wallet spend.

Travel and save with amaze
Spend with great FX rates and choose how you’d like to pay: amaze Link or amaze Wallet. Earn InstaPoints on wallet spend and redeem for cashback, KrisFlyer miles or transfer discounts. T&Cs apply.

• amaze Link: Link up to 5 Singapore-issued Mastercard debit or credit cards and keep earning their rewards.
• amaze Wallet: Top up with PayNow or your linked bank account and spend in 11 currencies.
• Set up Auto Top-Up to maintain your wallet balance.
• Use amaze with Google Pay or Apple Pay for fast, secure payments.
• Get a virtual card in the app and start spending before your physical card arrives.
• Lock and unlock your card in the app and get an alert for every transaction.
• Refer your friends and earn InstaPoints.
T&Cs apply.

Send money abroad
Make international money transfers quickly and easily.

• Send money to over 60 countries at competitive FX rates and low fees.
• Most transfers arrive the same day, subject to country, payment method and checks.
• Real-time FX rate checker and rate alerts for your preferred rate.
• Real-time tracking and a transaction timeline on your dashboard.
• Clear, upfront pricing before you send.

Regulated and secure
Send or spend overseas with peace of mind.

• Licensed and regulated in 11 jurisdictions.
• Regulated by the Monetary Authority of Singapore (MAS).
• Trusted by customers worldwide.

Send from:
SGD, USD, AUD, EUR, MYR, JPY, HKD, GBP, CAD, INR

Send to:
INR, PHP, GHS, CNY, AUD, KES, GBP, LKR, THB, EUR, DOP, VND, COP, CAD, CLP, NGN, USD, PKR, ARS, KRW, MXN, NPR, NZD, PEN, BDT, BRL, GTQ, HKD, MYR, IDR, UYU, UGX, TRY, SGD and more.

Payment and payout methods

Payment methods: Bank Transfer, ACH/Direct Debit, Credit Card, Debit Card, FPX Transfer, INTERAC e-Transfer, Linked bank account, PayID Transfer, PayNow, Wire Transfer, Apple Pay.
Payout methods: Bank Deposit, Cash pickup, Bank Card, DuitNow, Pix, UPI, Debit Card, Alipay Wallet, E-Wallet.
Available methods vary by country and transaction.

Get started in 3 steps

1. Download the Instarem app.
2. Create an account and verify your details in minutes using Singpass.
3. Apply for amaze to spend abroad - or start sending money overseas.

Need help?
Chat with us 24/7 via Help Centre in the app or visit www.instarem.com

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