I-PhonePe uhlelo lokusebenza oluhamba phambili lwe-fintech eNdiya olwenza lula izidingo zakho zezezimali zansuku zonke. Kusukela ekudlulisweni kwemali okusheshayo kwe-UPI kanye nokushaja kabusha ku-inthanethi kuya ezinhlelweni zokuthenga umshwalense, ukutshala imali ku-Mutual Funds kanye nokuthenga i-24K Digital Gold, i-PhonePe uhlelo lwakho lokusebenza lokukhokha lwedijithali lwe-UPI oluphelele.
💸 Ukudluliselwa Kwemali kanye Nezinkokhelo ze-UPI
Jonga amandla e-BHIM UPI kulolu hlelo lokusebenza lwe-UPI ukuze uthole ukudluliselwa kwebhange okusheshayo kanye nezinkokhelo.
• Ukudluliselwa Kwemali: Sebenzisa lolu hlelo lokusebenza lokudlulisa imali lwe-UPI ukuthumela imali nge-ID ye-UPI noma inombolo yeselula.
• Skena Futhi Ukhokhe: Skena ikhodi ye-UPI QR ukuze ukhokhe ezitolo zasendaweni, emakhemisi kanye nezindawo zokudlela.
• Ama-Akhawunti Amaningi Ebhange: Xhumanisa i-akhawunti yakho yasebhange ye-UPI kusuka kumabhange e-SBI, HDFC, ICICI, Axis kanye namabhange angaphezu kuka-140 ukuze uhlole ibhalansi.
• Ukudluliselwa Kwemali: Hambisa imali phakathi kwama-akhawunti akho asebhange axhunyiwe kalula.
📱 Izinkokhelo Zokushaja Kweselula kanye Nezindleko Zesevisi
Uhlelo lokusebenza lokuphinda ukhokhiswe lwe-PhonePe lukugcina usesikhathini ngezikhumbuzi zezikweletu ezizenzakalelayo.
• Ukushaja kabusha kweselula: Ukushaja okusheshayo okukhokhelwa kusengaphambili kwe-Jio, Airtel, Vi, kanye ne-BSNL.
• I-DTH kanye ne-Broadband: Sebenzisa lolu hlelo lokusebenza lokushaja kabusha lwe-DTH lwe-Tata Play, i-Airtel Digital TV kanye nabanye abahlinzeki.
• Ama-Utility Bills Online: Uhlelo lokusebenza lokukhokhela izikweletu zikagesi oluphinde luhlanze amanzi, igesi, i-FASTag kanye nezikweletu zasendlini ngemizuzwana.
• I-Credit Card: Uhlelo lokusebenza lokukhokhela izikweletu zamakhadi esikweletu ukuze usule izikweletu zamabhange amakhulu.
• Umshwalense Nezimali: Khokha amaphrimiyamu omshwalense, izimali zokufunda kanye nezintela zikamasipala.
• I-Bill Pay: Setha izikhumbuzi bese ukhokha izikweletu zamaphrimiyamu, izimali kanye nezintela ngesikhathi.
Imalimboleko ye-PhonePe
I-PhonePe uhlelo lokusebenza lwemalimboleko yomuntu siqu olunikeza ulwazi olulula lwemalimboleko. Thola imvume yemalimboleko yomuntu siqu kanye nemalimboleko yomuntu siqu evunyelwe kusengaphambili, ekhishwa ngqo kwi-akhawunti yakho yasebhange ngenqubo yesicelo semalimboleko eku-inthanethi yedijithali egcwele.
Isikhathi Sokukhokha: Izinyanga ezi-6 - 48.
I-APR ephezulu: 36%
Isibonelo:
Inani Lemalimboleko: ₹1,00,000
Isikhathi Sokusebenza: Izinyanga eziyi-12
Izinga Lenzalo: 11.76% ngonyaka
Imali Yokucubungula: ₹3,245 (3.25%)
I-GST Emalini Yokucubungula: ₹584
Inzalo Ephelele: ₹12,696
I-EMI: ₹4694
I-APR ephezulu: 14.52% ngenyanga
Inani Elikhokhiwe: ₹96,755
Inani Lokukhokha Eliphelele: ₹1,12,696
Sinikeza imalimboleko evela kubabolekisi abakhulu baseNdiya - i-Aditya Birla, i-Piramal, i-IDFC First, i-L&T Finance, i-PayU Finance kanye ne-Credit Saison India
Londoloza ku-24K Digital Gold & Silver
Vikela ikusasa lakho nge-24K digital gold.
• Thenga iGolide neSiliva: Qala ngo-₹10 noma uthenge okwengeziwe.
• Intengo yeGolide ebukhoma: Landelela amanani abukhoma ukuze uthole izinqumo ezingcono.
• Iphephile ngo-100%: Imali egciniwe igcinwa emakhabetheni asezingeni lebhange anomshwalense.
• Ukulethwa Okungokoqobo: Thola izinhlamvu zemali noma amabha alethwe.
• Thengisa Noma Kunini: Thengisa izinto ezigcinwe ngamanani emakethe.
📈 Uhlelo Lokusebenza Lwezimali Zokubambisana Nokutshalwa Kwezimali
Yenza imali yakho isebenze ngemikhiqizo yezimali Zokubambisana kanye nempahla ekhethiwe.
• Ukutshalwa Kwezimali kwe-SIP: Qala i-SIP yezimali zokubambisana ukuze wakhe ingcebo yesikhathi eside.
• Izimali Ezikhethiwe: Imibono yokutshalwa kwezimali eyakhelwe ohlakeni lwethu lokuhlola isikhwama se-CRISP
• Izimali ezingaphezu kuka-1000: Lolu hlelo lokusebenza lwesikhwama sokubambisana lunikeza izimali ezivela kuma-AMC afana ne-SBI MF, i-HDFC Mutual Fund, njll.
Thenga/Vuselela Izinqubomgomo Zomshuwalense ku-PhonePe
Thola isembozo ngohlelo lwethu lokusebenza lomshuwalense - thenga umshwalense ku-inthanethi bese uvuselela inqubomgomo yakho yomshuwalense ngemizuzu
• Umshwalense Wezempilo Nokuphila: Qhathanisa futhi uthenge ngalolu hlelo lokusebenza lomshuwalense wezempilo - kanye nezinhlelo zomshuwalense wokuphila zomndeni wakho ngamaphrimiyamu aguquguqukayo nyanga zonke
• Umshwalense Wezimoto: Phequlula izinhlelo zomshuwalense wemoto kanye nomshwalense webhayisikili. Vuselela/thenga izinqubomgomo ngaphansi kwemizuzu eyi-10 - ngaphandle kwephepha
• Ingozi Yomuntu Siqu: Hlala uvikelekile ekufeni noma ekukhubazekeni ngengozi.
• Umshwalense Wokuhamba: Vikela uhambo lwakho lwebhizinisi lamazwe ngamazwe kanye nokuzijabulisa.
Iza nokusekelwa kwesicelo!
Ukuthenga Ku-inthanethi kanye Nezinkokhelo Ezingaxhunyiwe Ku-inthanethi
• Inkokhelo Ku-inthanethi: Khokha ngokuphephile kumasayithi okuthenga, ukulethwa kokudla kanye nezinhlelo zokusebenza zokubhukha ukuhamba
• Izitolo Ezingaxhunyiwe Ku-inthanethi: Skena ikhodi ye-QR esitolo sakho sendawo saseKirana noma esitolo sokudla ukuze uthole izinkokhelo
• Amakhadi Esipho: Thenga Amakhadi Esipho ukuze uthole izinkokhelo ezilula ezitolo ezingaphezu kuka-1 lakh
✈️ Ukuhamba Nokuhamba
Bhukha Izindiza, Amabhasi Namahhotela nge-ixigo kanye ne-redBus. Thola amathikithi esitimela e-IRCTC ngokubuyiselwa kwemali okulula. Sebenzisa ikhadi le-NCMC ukuze ushaje iMetro futhi uthephe futhi ukhokhe kulo lonke elaseNdiya. Uhambo oluphephile ngomshuwalense Wokuhamba ukuze uthole ukumbozwa kwezokwelapha kanye nokubambezeleka. Bhukha Amatekisi kalula
Inqubomgomo Yobumfihlo- https://www.phonepe.com/privacy-policy/
I-UPI Pay evikelekile, ukushaja kabusha, uhlelo lokusebenza lwemali mboleko yomuntu siqu, i-Mutual Fund, ikhadi lesikweletu, umshwalense
Kubuyekezwe ngo-
Okt 9, 2026