ОТП Банк Онлайн

OTP Bank's mobile banking app is a convenient app for accessing all of the bank's services. Open and manage accounts, cards, receive and transfer money, and manage your savings. Using the app, you can apply for loans, make payments, transfer money by phone number, contact customer support, and manage cashback.
 
⭐️Download the bank's mobile app from Google Play and gain access to remote financial solutions online. Manage your finances 24/7. All online banking features are available in the convenient OTP Bank app.
 
💳Cards
Apply for a free card with cashback now! Explore the terms and conditions of debit cards and apply for a card in the app.

Set card limits to save money and maintain financial discipline.
Find the nearest ATM or bank office.
Withdraw cash commission-free from OTP Bank ATMs or other financial institutions.
Monitor your cashback accrual and balance, and manage your cashback.
Receive information about your account and card details.
Top up your debit cards commission-free – with cash at ATMs or by transferring funds from accounts at other banks.
Order a statement showing all card transactions for a specified period.
Monitor your account balance and transactions by viewing balances and transaction reports. Ensure security by setting a PIN and changing it if necessary.
 
💵Loans
Using mobile banking, you can apply for credit products – cards, consumer loans, and car loans. In the app, you'll find terms, interest rates, limits, terms, and grace periods for credit cards.

Submit an application for a loan online.
Learn about your outstanding balance, repayment terms, payment schedule, and payment amounts.
Make loan payments through online banking.
Repay loans in full or in part.
Order certificates of no debt after loan repayment.
 
💰Deposits and Savings
With mobile banking, you can open deposits in both rubles and foreign currencies, as well as exchange currencies. You can learn about terms, withdrawal and deposit options, interest rates and terms, and deposit rules. An online calculator is available to calculate your deposit income. Using the app, you can:
Open a foreign currency or ruble deposit, or a savings account in multiple currencies.
Top up your deposit or partially withdraw funds, if the banking product offers this option.
Enable automatic renewal.
Withdraw interest in accordance with the terms of the agreement.
 
⚡Payments
With the OTP Bank app, you can:
Make regular payments for utilities, mobile phone service, and internet.
Pay taxes and fines.
Pay for mobile phone services without selecting a carrier.
Make payments using QR codes.
Connect a card for convenient contactless payments via your phone.
Online banking lets you set up automatic payments. The required amount will be debited on the desired day, ensuring important payments are made on time. You can also set up payment templates by pre-filling the required details.
 
📱Transfer money between your accounts, as well as to cards and accounts of other Russian banks. Payments by phone number are available commission-free.
Send money to a card for loved ones: transfer money using the card number.
Transfer money online to top up your accounts.
Send money to family members without visiting a branch.

✅Financial Control and Management
To effectively manage your finances, monitor your balance, and receive accurate information about your income and expenses:
Set up transaction notifications.
Receive expense charts for specific periods.
Categorize transactions and analyze key expense items.
 
Have a problem or an idea? Let us know: online@otpbank.ru, +7 495 775-4-775, 0707 (Free call from mobile phones for Beeline, Megafon, MTS, and Tele2 subscribers).
© 2019-2026 JSC OTP BANK
General License of the Bank of Russia No. 2766 dated November 27, 2014.