Money Unlocked: The Gen Z Guide to Budgeting, Investing, and Building Wealth

You’re not bad with money. You were just never taught. Money Unlocked is the shame-free, app-native financial playbook designed specifically for Gen Z and young millennials who are tired of boomer-splaining and one-size-fits-all advice that ignores side hustles, irregular income, and the digital-first world you actually live in.

Inside, you'll discover a complete three-part system — SEE, BUILD, GROW — that takes you from “financially clueless and avoiding my bank app” to calm, confident, and in control. You’ll build a conscious spending plan that breathes, automate your savings and investments, pay off debt with a strategy that fits your psychology, and learn to manage side-hustle income without chaos.

Written by Prince Penman, this book treats your digital habits, neurodivergent brain, and desire for financial autonomy as features — not flaws. No lectures. No guilt. Just a practical, modern money operating system that works as hard as you do.

If you’ve ever felt like money was a language you didn’t speak, Money Unlocked is your translation guide.